Website conditions of access

Access to this website and all of the documents , promotional literature and data it contains, including any further documentation you may request or receive is granted on the following strict conditions:

a) IMPORTANT – UK Retail Investors – Access to this website is not permitted to Retail Investors, and the Company will not transact, accept investment from or issue Bonds to Retail Investors. A Retail Investor means a person who is: (i) a retail client as defined in Article 2(8) of Regulation No 2017/565 as it forms part of domestic law by virtue of the European Union (Withdrawal) Act 2018 (“EUWA”); or (ii) a customer within the meaning of the provisions of the Financial Services and Markets Act 2000 (“FSMA”) and any rules or regulations made under the FSMA to implement Directive (EU) 2016/97 (the “Insurance Distribution Directive”), where that customer would not qualify as a professional client, as defined in point (8) of Article 2(1) of Regulation (EU) No 600/2014 as it forms part of domestic law by virtue of the EUWA; or (iii) not a qualified investor as defined in Article 2 of Regulation (EU) 2017/1129 as it forms part of domestic law by virtue of EUWA (the “UK Prospectus Regulation”). (iv) Consequently, no key information document required by Regulation (EU) No 1286/2014 as it forms part of domestic law by virtue of EUWA (as amended, the “UK PRIIPs Regulation”) for offering or selling the Bonds or otherwise making them available to retail investors in the UK has been prepared and therefore offering or selling the Bonds or otherwise making them available to any retail investor in the UK may be unlawful under the PRIIPs Regulation within it relating to an investment opportunity in the Company have been prepared by, and are the sole responsibility of, the Company. (v) Any investment in the Bonds does not have the status of a bank deposit and is not subject to any deposit protection schemes operated by the FSC, FCA, IFSRA or any other Financial Service Regulator.

b) This Website and any subsequent documentation you may request, access or receive is for distribution only to persons who: (i) have professional experience in matters relating to investments falling within Article 19(5) of the Financial Promotion Order, (are persons falling within Article 49(2)(a) to (d) of the Financial Promotion Order (high net worth, companies, unincorporated associations, etc.),(i) are outside the United Kingdom, or (ii) are persons to whom an invitation or inducement to engage in investment activity (within the meaning of section 21 of the Financial Services and Markets Act 2000) in connection with the issue or sale of any securities may otherwise lawfully be communicated or caused to be communicated (all such persons together being referred to as “Relevant Persons”).

c) This communication is directed only at Relevant Persons and must not be acted on or relied on by persons who are not Relevant Persons. Any investment or investment activity to which this Website relates is available only to Relevant Persons and will be engaged in only with Relevant Persons. No public offer of the Bonds is being made in any jurisdiction by the Website. The Website does not constitute an offer, or the solicitation of an offer, in relation to any security in any jurisdiction in which such offer or solicitation is unlawful.

d) The Website contains forward-looking statements. These statements relate to, amongst other things, the Company’s prospects and business strategies. Forward-looking statements are identified by their use of terms and phrases such as “believe”, “could”, “envisage”, “estimate”, “intend”, “may”, “plan”, “will”, or the negative of those, variations, or comparable expressions, including references to assumptions. The forward-looking statements in the Website are based on the current expectations of the Company and its directors and are subject to risks and uncertainties, including general economic or trading conditions, that could cause actual results to differ materially from those expressed or implied by those statements. If one or more of these risks or uncertainties materializes, or if underlying assumptions prove incorrect, the Company’s actual results may vary materially from those expected, estimated, or projected. Given these risks and uncertainties, potential investors should not place any reliance on forward-looking statements. These forward-looking statements are made only as at the date of the Website or as at such other date as may be specifically stated. Neither the Company, nor any of its advisers, nor its directors, partners, representatives, agents, consultants, or employees assumes any obligation to any person to review, update or revise any such forward-looking statements. Each recipient of the Website and any related information must make their own independent assessment of the information provided by, or on behalf of, the Company and is recommended to seek independent advice on such information from an appropriate authorised person specialising in advising on investments of the kind in question.

e) Neither the Company, nor any of its advisers, nor its respective directors, partners, representatives, agents, consultants or employees shall be liable for any direct, indirect, consequential or other economic loss or damage suffered directly or indirectly by any person relying on statements or omissions from the Website and to the maximum extent permitted by law, all conditions, warranties and other terms which might be implied by statute, common law or the law of equity and any such liability are expressly excluded. The Website should not be construed as a recommendation to prospective investors by the Company or any of its advisers, its directors, partners, representatives, agents, consultants, or employees to invest in the Company, and does not form any commitment by the Company to proceed with an investment. The Company reserves the right to terminate the procedure at any time and to terminate any discussions and negotiations with any prospective investors at any time and without giving any reason.

f) The distribution of the Website in certain jurisdictions may be restricted by law and therefore persons accessing the Website should inform themselves about and observe any such restrictions. Any failure to comply with these restrictions may constitute a violation of securities laws of any such jurisdiction. By receiving and accessing the Website you represent and warrant to the Company that you are entitled to access the Website without contravention of applicable legal or regulatory restrictions in the jurisdiction in which you reside and/or conduct business including in particular the requirements of the UK’s Financial Services and Markets Act 2000 or Central Bank and Financial Services Authority Act of Ireland 2003.